ClearValue ROV by Zen Appraisals

Important note from Zen Appraisals: This tool helps agents organize factual market data for submission through the lender’s approved ROV process. It is not intended to pressure, influence, or coerce an appraiser. Strong ROV requests are calm, specific, and supported by verifiable market evidence.

1. Property & Appraisal Information

Start with the basic file facts. Leave anything blank if you do not have it.

Subject Property Address

Agent Name

Agent Email / Phone

Borrower / Buyer Name

Contract Price

Appraised Value

Appraisal Effective Date

Loan Type

Lender / AMC

Requested Value, if any

2. ROV Concerns

Select only issues that are factual, supportable, and relevant. The cleanest ROV packets usually focus on a few strong points, not every disagreement.

More comparable nearby closed sales were available Factual property data issue Updates / condition / quality concern Unsupported or inconsistent adjustments Neighborhood / market area issue Special feature not fully considered Market condition / time trend concern Other factual omission or error

Additional factual explanation

3. Proposed Comparable Sales

Enter up to 5 sales. The app will score each one using simple appraisal-style screening rules.

4. Generate ClearValue ROV Packet

Tip: after generating, choose Print → Save as PDF. Attach MLS sheets, public record support, photos, permits, sketches, or correction evidence separately. Keep the tone factual and professional.

Optional next step: Want an appraiser’s eyes on it before you send it? Click Have Zen Review This ROV after generating your packet. This creates a pre-filled email review request to Zen Appraisals.

Generated ROV Packet

Your ClearValue ROV packet will appear here.

ClearValue ROV · Zen Appraisals